Federal Direct Loan - Subsidized
The Federal Direct Loan - Subsidized is awarded on the basis of financial need to qualified students.
| Three term maximum | |
| Freshman (0-44 credits) | $3,500 |
| Sophomore (45-89 credits) | $4,500 |
| Junior/Senior (90 + credits) | $5,500 |
| Post-Baccalaureate | $5,500 |
| Graduate and Law* | $8,500 |
| *Two semesters | |
| In-school interest rate (during deferment or grace period) | 0% |
| Undergraduate interest rate (during repayment or forbearance) | Fixed at 5.6% |
| Graduate & Law interest rate (during repayment or forbearance) | Fixed at 6.8% |
| Net fee per disbursement | 0.5% |
| Grace period | Six months |
| Entrance Counseling required | Yes |
| Master Promissory Note required | Yes |
| Undergraduate aggregate maximum | $23,000 |
| Undergraduate and graduate aggregate maximum | $65,500 |
If you will stop attending the University of Oregon at least half time in an eligible program, review our Loan Repayment page that covers:
| Exit Counseling | Grace Period | Repayment Options |
| Repayment Calculators | Loan Forgiveness | Consolidation |
