Federal Direct Loan - Subsidized
The Federal Direct Loan - Subsidized is awarded on the basis of financial need to qualified students.
| Three term maximum | |
| Freshman (0-44 credits) | $3,500 |
| Sophomore (45-89 credits) | $4,500 |
| Junior/Senior (90+ credits) and Post-Baccalaureate | $5,500 |
| In-school interest rate | 0% |
| Repayment, grace period, and deferment/forbearance interest rate | Fixed at 3.4% (6.8% for 2012-13) |
| Net fee per disbursement | 0.5% ( 1% starting 7/1/12) |
| Grace period | Six months |
| Entrance Counseling | Required |
| Master Promissory Note | Required |
| Aggregate limit | $23,000 |
If you will stop attending the University of Oregon at least half time in an eligible program, review our Loan Repayment page that covers:
| Exit Counseling | Grace Period | Repayment Options |
| Repayment Calculators | Loan Forgiveness | Consolidation |