Federal Direct Loan—Unsubsidized

The Federal Direct Loan—Unsubsidized is not offered on the basis of need. Interest begins to accrue once the loan disburses.

Accept the full or partial amount of this loan on Duckweb.

Three term maximum Dependent Independent
Freshman (0–44 credits) $5,500 (No more than $3,500 may be subsidized) $9,500 (No more than $3,500 may be subsidized)
Sophomore (45–89 credits) $6,500 (No more than $4,500 may be subsidized) $10,500 (No more than $4,500 may be subsidized)
Junior/Senior (90+ credits) and Postbaccalaureate $7,500 (No more than $5,500 may be subsidized) $12,500 (No more than $5,500 may be subsidized)
Graduate and Law* N/A $20,500
*Two semesters maximum
   
Undergraduate interest rate Fixed at 3.76%
Graduate interest rate Fixed at 5.31%
Net fee per disbursement 1.069%
Grace Period Six months
   
Entrance counseling Required
Master Promissory Note Required
   
Undergraduate aggregate limit $31,000 (up to $23,000 may be subsidized) $57,500 (up to $23,000 may be subsidized)
Graduate aggregate limit N/A $138,500

If you plan to stop attending the University of Oregon at least half time in an eligible program (whether due to graduating or a change in your enrollment status), read about loan repayment and related topics including exit counseling, grace periods, loan forgiveness, and consolidation.