Federal Direct Loan - Unsubsidized
The Federal Direct Loan - Unsubsidized is not offered on the basis of need. Interest begins to accrue once the loan disburses.
| Three term maximum | |
| Freshman (0-44 credits) Dependent | $5,500 (No more than $3,500 may be subsidized) |
| Freshman (0-44 credits) Independent | $9,500 (No more than $3,500 may be subsidized) |
| Sophomore (45-89 credits) Dependent | $6,500 (No more than $4,500 may be subsidized) |
| Sophomore (45-89 credits) Independent | $10,500 (No more than $4,500 may be subsidized) |
| Junior/Senior (90 + credits) Dependent | $7,500 (No more than $5,500 may be subsidized) |
| Junior/Senior (90 + credits) Independent | $12,500 (No more than $5,500 may be subsidized) |
| Post-Baccalaureate Dependent | $7,500 (No more than $5,500 may be subsidized) |
| Post-Baccalaureate Independent | $12,500 (No more than $5,500 may be subsidized) |
| Graduate and Law* | $20,500 (No more than $8,500 may be subsidized) |
| *Two semesters | |
| Interest rate | Fixed at 6.8% |
| Net fee per disbursement | 0.5% |
| Grace period | Six months |
| Entrance Counseling required | Yes |
| Master Promissory Note required | Yes |
| Dependent Undergraduate aggregate maximum | $31,000 (No more than $23,000 may be subsidized) |
| Independent Undergraduate aggregate maximum | $57,500 (No more than $23,000 may be subsidized) |
| Undergraduate and graduate aggregate maximum | $138,500 (No more than $65,500 may be subsidized) |
If you will stop attending the University of Oregon at least half time in an eligible program, review our Loan Repayment page that covers:
| Exit Counseling | Grace Period | Repayment Options |
| Repayment Calculators | Loan Forgiveness | Consolidation |
