The Office of Financial Aid and Scholarships: University of Oregon

Borrow Like a Duck

Understanding Credit

It would be great to never rely on loans or credit cards, but in some cases you'll need to. Before you borrow, know how to read your credit report, understand the terms of your loan or credit card, and make sure you get the best deal.

Free Credit Report Information

Access information regarding your free credit reports. The Federal Trade Commission provides a broad base of consumer information to assist you with maintaining a good, clean credit report.

AnnualCreditReport.com is the official site to help consumers obtain their free annual credit report online.

Consumer Credit Reporting Companies:

Protect your finances by defending yourself against identity theft through phishing. Safe computing guidelines can be found at Information Security's site on phishing.