| Application necessary |
FAFSA (Free Application for Federal Student Aid) |
| Notification of eligibility provided by |
UO Financial Aid Award Letter |
| Notification is a continuous process beginning in April to students that have applied for admission to the UO. |
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|
| Three term maximum |
Freshman (0-44 credits) |
$7,500 |
No more than $3,500 of this amount may be in subsidized loans and dependent students do not typically qualify for this amount.
|
Sophomore (45-89 credits)
|
$8,500 |
No more than $4,500 of this amount may be in subsidized loans and dependent students do not typically qualify for this amount.
|
Junior/Senior (90 + credits)
|
$10,500 |
No more than $5,500 of this amount may be in subsidized loans and dependent students do not typically qualify for this amount.
|
Post-Baccalaureate
|
$10,500 |
No more than $5,500 of this amount may be in subsidized loans and dependent students do not typically qualify for this amount.
|
Graduate and Law*
|
$20,500 |
*Two semesters
No more than $8,500 of this amount may be in subsidized loans.
|
| |
|
| Interest rate |
Fixed at 6.8% |
| Origination fee per disbursement |
2.0% |
| Interest capitalizes while enrolled at least half time |
Yes |
| Grace period for repayment after leaving school |
Six months |
| |
|
| Entrance Counseling required |
Yes |
| Master Promissory Note required |
Yes |
| |
|
| Dependent undergraduate aggregate maximum |
$23,000 |
No more than $23,000 of this amount may be in subsidized loans. |
| Independent undergraduate aggregate maximum |
$46,000 |
No more than $23,000 of this amount may be in subsidized loans. |
| Undergraduate and graduate aggregate maximum |
$138,500 |
| No more than $65,500 of this amount may be in subsidized loan |