The Federal Direct Loan—Unsubsidized is not offered on the basis of need. Interest begins to accrue once the loan disburses.

Accept the full or partial amount of this loan on Duckweb.

The Federal Perkins Loan Program ended September 30, 2017.

No further Perkins Loans will be offered.

The Federal Perkins Loan is a low-interest (5 percent), fixed-rate loan for students who have significant financial need, are eligible for federal financial aid.

When you leave school, whether by graduating or by ceasing to enroll at least half time in an eligible program, you are required to complete exit counseling and your grace period begins. You should also review the loan repayment checklist.

The Federal Direct Loan—Subsidized is awarded to qualified students on the basis of financial need.

Accept the full or partial amount of this loan on Duckweb.

The Graduate PLUS Loan is offered to qualified students with financial aid eligibility. Read additional information about the Graduate PLUS.

Apply for a Graduate PLUS Loan:

Federal Loan Programs

• Federal Direct Loan—Subsidized
  Based on financial need. Interest does not accrue as long as you are enrolled at least half time.
• Federal Direct Loan—Unsubsidized
  Not based on need. Interest accrues once you receive the funds.
• Graduate PLUS Loan
  Offered to qualifying graduate students.
• Federal Direct Parent PLUS Loan

Earn money for college expenses by working on campus, in the government, or in selected nonprofit agencies serving the community.

Through the federally funded work-study program, students may work up to 25 hours per week, while classes are in session, and receive a monthly paycheck (based on an hourly wage) that they can use for educational expenses. Work schedules must not conflict with a student's class schedule.

Grants—unlike loans—provide funding that you don’t have to pay back. Grants are typically awarded to students who have the highest level of need according to the FAFSA.