Loan Periods

Loan periods refer to the terms of enrollment for which you want the loan to apply.

  • Only one loan certification per loan application and approval is allowed per banking rules.
  • Summer at University of Oregon is considered a “trailer” which ends an academic year and cannot be included in a loan for the following academic year, which begins with the fall term.
  • Loans cannot exceed estimated Cost of Attendance (COA) for either the academic year or on a term-by-term basis.
  • If you are borrowing a “look back” loan for a past due balance, it may be difficult for us to realize your intent. Call or email our office to tell us of your intention or use a loan period that has already passed.

Loan Periods for Undergraduate and Graduate Students

  • Academic Year: September–June
  • Fall: September–December
  • Winter: January–March
  • Spring: April–June
  • Summer: June–September

Loan Periods for Law Students

  • Academic Year: August–May
  • Fall: August–December
  • Spring: January–May
  • Summer: May–August