Frequently Asked Questions

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Before the Term Begins

Where do I start?

Have I done everything I need to for my financial aid to be on time?

How do I pay for college if my parents do not take out the Federal Direct Parent PLUS Loan?

What do I do if I have accepted all of my financial aid and it is still not enough to pay for school?

Am I eligible for financial aid?

My financial situation has changed since filing the FAFSA. What are my options?

During the Term

Where is my financial aid refund?

What happens if I withdraw from school before the term is over?

What happens if I do not pass all of my classes? What if I drop a class?

My Last Term

 
 

Where do I start?

Your first step is to apply for financial aid. You should also explore your scholarship options.


Have I done everything I need to for my financial aid to be on time?

Here are ways to check on your progress:

  • Check DuckWeb to make sure your enrollment level is full time. If you will not be attending full time, contact our office.
  • Check DuckWeb to make sure you have completed all financial aid requirements.
  • Carefully review the financial aid checklist.

How do I pay for college if my parents do not take out the Federal Direct Parent PLUS Loan?

Because of federal loan limits, students may not have enough federal funds to cover all tuition, room and board, books, supplies, and personal expenses. If students are looking for a source of aid to replace the offered Parent PLUS Loan, students have the option of applying for an Alternative Student Loan.

If a parent applies for the parent loan and is denied, they have the option of pursuing the loan with the help of a cosigner. However, if the parent writes to our office that they will not pursue the loan with a cosigner, the student may submit a written request for additional unsubsidized loans. Note that federal loan limits determine the amount of additional unsubsidized loans.


What do I do if I have accepted all of my financial aid and it is still not enough to pay for school?

If you do not have enough federal aid to cover all costs associated with attending the University of Oregon, we recommend speaking with a counselor in our office during drop-in hours.


Am I eligible for financial aid?

Not only must you apply for financial aid, but you must meet specific criteria to be eligible for aid. This includes eligibility requirements, rights and responsibilities, and aggregate Pell Grant and loan limits.


My financial situation has changed since filing the FAFSA. What are my options?

The financial information reported on the FAFSA cannot be updated. If there are unique circumstances such as the loss of a job, a large reduction in income, or extraordinary medical expenses, contact us. Unique circumstances may be reviewed by our office on a case-by-case basis.


I am a veteran. What other services are available to me?

Financial aid is available for eligible students that apply. The UO also has many Veteran Services offered by multiple departments.


Where is my financial aid refund?

Financial aid typically pays to your UO student account prior to the start of each term. If your financial aid is greater than the amount owed on your student account, a refund is issued. To check the disbursement date for a given term, use the Academic Calendar.

If this date has come and you have not received your aid, it may be due to one of these common reasons:


What happens if I withdraw from school before the term is over?

If you withdraw from school you may be expected to repay a portion of your financial aid. According to a formula prescribed by federal regulations, any refundable amount used to pay tuition and fees or for university housing is returned to the appropriate financial aid sources. You may be required to provide proof of participation. You are also required to complete Exit Counseling.


What happens if I do not pass all of my classes? What if I drop a class?

As a recipient of financial aid you must make satisfactory academic progress. If you fail, withdraw from, or do not participate in your courses, it may impact your eligibility for financial aid. If you change your enrollment level before the census date, your aid will be revised accordingly.


What do I need to do when I graduate, transfer, or stop attending the University of Oregon?

If you are graduating, read our flyer about graduating from the University of Oregon (PDF). If you are leaving the UO and have borrowed student loans see our loan repayment page.


Where can I find information about loan repayment?

See our loan repayment page for detailed information about repayment options, forgiveness programs, and consolidation.


Where can I find out how much I borrowed in student loans?

You can access your aggregate student loan borrowing at the National Student Loan Data System (NSLDS).