Alternative student loans are funded by private lenders and are not based on need. Important facts about alternative loans to keep in mind include:
The amount of the Federal Direct Parent PLUS Loan offered is based upon a student’s Estimated Student Expenses/Cost of Attendance at the University of Oregon, less any other financial assistance for the period of enrollment. The amount of the Federal Direct Parent PLUS Loan may change if there is a change in the student’s other financial assistance. We encourage parents to only borrow the minimum amount necessary to assist with paying for a student’s educational expenses.