Federal Loan Programs
- Federal Direct Loan—Subsidized
Based on financial need. Interest does not accrue as long as you are enrolled at least half time.
- Federal Direct Loan—Unsubsidized
Not based on need. Interest accrues once you receive the funds.
- Graduate PLUS Loan
Offered to qualifying graduate students.
- Federal Direct Parent PLUS Loan
Offered to a qualified parent of a dependent undergraduate student with financial aid eligibility.
- Federal Perkins Loan
Based on financial need. File the FAFSA by the UO's March 1 priority deadline.
- Alternative Student Loans
Private—not government funded—loans not based on need. We recommend you speak with a financial aid counselor before pursuing one of these loans.