Federal Loan Programs

• Federal Direct Loan—Subsidized
  Based on financial need. Interest does not accrue as long as you are enrolled at least half time.
• Federal Direct Loan—Unsubsidized
  Not based on need. Interest accrues once you receive the funds.
• Graduate PLUS Loan
  Offered to qualifying graduate students.
• Federal Direct Parent PLUS Loan
  Offered to a qualified parent of a dependent undergraduate student with financial aid eligibility.

Alternative Loans

• Alternative Student Loans
  Private—not government funded—loans not based on need. We recommend you speak with a financial aid counselor before pursuing one of these loans.

Loan Repayment Information

• Loan Repayment
  Learn about exit counseling, the grace period, repayment options, loan forgiveness, and more.