The Federal Direct Loan—Unsubsidized is not offered on the basis of need. Interest begins to accrue once the loan disburses.
Accept the full or partial amount of this loan on Duckweb.
Three term maximum | Dependent | Independent | |
Freshman (0–44 credits) | $5,500 (No more than $3,500 may be subsidized) | $9,500 (No more than $3,500 may be subsidized) | |
Sophomore (45–89 credits) | $6,500 (No more than $4,500 may be subsidized) | $10,500 (No more than $4,500 may be subsidized) | |
Junior/Senior (90+ credits) and Postbaccalaureate | $7,500 (No more than $5,500 may be subsidized) | $12,500 (No more than $5,500 may be subsidized) | |
Graduate and Law* | N/A | $20,500 | |
*Two semesters maximum | |||
Undergraduate interest rate | Fixed at 5.50% (for loans first disbursed on or after July 1, 2023, and before July 1, 2024) | ||
Undergraduate interest rate | Fixed at 6.53% (for loans first disbursed on or after July 1, 2024, and before July 1, 2025) | ||
Graduate interest rate | Fixed at 7.05% (for loans first disbursed on or after July 1, 2023, and before July 1, 2024) | ||
Graduate interest rate | Fixed at 8.08% (for loans first disbursed on or after July 1, 2024, and before July 1, 2025) | ||
Net fee per disbursement | 1.057% (for loans first disbursed on or after October 1, 2020, and before October 1, 2024) | ||
Grace Period | Six months | ||
Required | |||
Required | |||
Undergraduate aggregate limit | $31,000 (up to $23,000 may be subsidized) | $57,500 (up to $23,000 may be subsidized) | |
Graduate aggregate limit | N/A | $138,500 | |
If you plan to stop attending the University of Oregon at least half time in an eligible program (whether due to graduating or a change in your enrollment status), read about loan repayment and related topics including exit counseling, grace periods, loan forgiveness, and consolidation.