Before the Term Begins
During the Term
My Last Term
Here are ways to check on your progress:
- Check DuckWeb to make sure your enrollment level is full time. If you will not be attending full time, contact our office.
- Check DuckWeb to make sure you have completed all financial aid requirements.
- Carefully review the financial aid checklist.
Because of federal loan limits, students may not have enough federal funds to cover all tuition, room and board, books, supplies, and personal expenses. If students are looking for a source of aid to replace the offered Parent PLUS Loan, students have the option of applying for an Alternative Student Loan.
If a parent is ineligible for the PLUS, they may appeal the credit decision, pursue the loan with the help of a cosigner, or the student may request additional unsubsidized loans. Note that federal loan limits determine the amount of additional unsubsidized loans.
If you do not have enough federal aid to cover all costs associated with attending the University of Oregon, we recommend speaking with a counselor in our office during drop-in hours.
Not only must you apply for financial aid, but you must meet specific criteria to be eligible for aid. This includes eligibility requirements, rights and responsibilities, and aggregate Pell Grant and loan limits.
The financial information reported on the FAFSA cannot be updated to reflect your current financial situation. For unique circumstances such as the loss of a job, a large reduction in income, or extraordinary medical expenses, please do the following:
To estimate how a change in your family income might impact your estimated family contribution (EFC), use our Net Price Calculator to simulate a recalculation of your EFC using more recent income information. That will allow you to see how this could potentially impact eligibility for financial aid.
If the Net Price Calculator results in projecting a change in financial aid eligibility using more recent income, please contact a financial aid counselor to provide details of the changes to your financial situation as well as prepare income documentation such as tax documents, W2s, pay stubs, etc.
Financial aid typically pays to your UO student account prior to the start of each term. If your financial aid is greater than the amount owed on your student account, a refund is issued. To check the disbursement date for a given term, use the Academic Calendar.
If this date has come and you have not received your aid, it may be due to one of these common reasons:
- You are set up for full-time aid, but are not registered for enough credits.
- You are not making satisfactory academic progress.
- You have not completed all requirements to be eligible for aid. Check DuckWeb.
- Your aid has paid, but was not larger than your bill. Check DuckWeb.
- If none of these reasons apply to you, contact us.
If you withdraw from school you may be expected to repay a portion of your financial aid. According to a formula prescribed by federal regulations, any refundable amount used to pay tuition and fees or for university housing is returned to the appropriate financial aid sources. You may be required to provide proof of participation. You are also required to complete Exit Counseling.
As a recipient of financial aid you must make satisfactory academic progress. If you fail, withdraw from, or do not participate in your courses, it may impact your eligibility for financial aid. If you change your enrollment level before the census date, your aid will be revised accordingly.
Yes, we can help. If the agency has a form they would like completed, please bring the form into our office so we can complete the school section. We will then give the completed form back to you to submit to the agency if you so choose. If the agency does not have their own form, we have a version available in our office.
Note: The Higher Education Act does not allow us to share data from your FAFSA directly with certain outside agencies, even with your written permission.
If you are graduating, read our flyer about graduating from the University of Oregon (PDF). If you are leaving the UO and have borrowed student loans see our loan repayment page.
See our loan repayment page for detailed information about repayment options, forgiveness programs, and consolidation.
You can access your aggregate student loan borrowing at the National Student Loan Data System (NSLDS).