Graduate PLUS Loan

The Graduate PLUS Loan is offered to qualified students with financial aid eligibility. Read additional information about the Graduate PLUS.

Apply for a Graduate PLUS Loan:

FAFSA (Free Application for Federal Student Aid)


Apply Online



Three term maximum

Cost of attendance minus other aid

Interest rate

Fixed at 8.05% (for loans first disbursed on or after July 1, 2023, and before July 1, 2024)

Interest rate

Fixed at 9.08% (for loans first disbursed on or after July 1, 2024, and before July 1, 2025)

Net fee per disbursement

4.228% (for loans first disbursed on or after October 1, 2020, and before October 1, 2024)

Grace period



Entrance counseling


Master Promissory Note (MPN)


If you plan to stop attending the University of Oregon at least half time in an eligible program (whether due to graduating or a change in your enrollment status), read about loan repayment and related topics including exit counseling, grace periods, loan forgiveness, and consolidation.